Article Sidebar

Submitted
July 1, 2019
Accepted
July 1, 2019
Published
July 1, 2019
Download
PDF
Statistic
Read Counter : 1668 Download : 1292

Downloads

Download data is not yet available.

Main Article Content

Abstract

The purpose of the study was to investigate the effect of income, house prices and interest rates on the demand for housing loans (KPR) at BTN Bank in Palembang city. This study uses secondary data and primary data. The method used is a quantitative approach by applying a linear regression model. The findings from the results of the study indicate that variations in income variables, house prices and interest rates explain the variable demand for mortgages by 57.6%. In addition, another finding from this study is that the income variable has an insignificant influence on the demand for mortgages, while the variable house prices and interest rates have a positive and significant influence on the demand for mortgage loans in Palembang city.

Keywords

Housing loans revenues residential prices and interest rates

Article Details

License

Authors who publish with this journal agree to the terms:

Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under a Creative Commons Attribution-ShareAlike 4.0 International License that allows others to share the work with an acknowledgement of the work's authorship and initial publication in this journal.

Creative Commons License

Jurnal Ekonomi Pembangunan is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License..

How to Cite
Sandria, D., Adnan, N., & Yuliana, S. (2019). Analisis faktor yang mempengaruhi permintaan kredit pemilikan rumah (KPR) di Kota Palembang: Kasus nasabah KPR Bank BTN. Jurnal Ekonomi Pembangunan, 14(2), 54–58. https://doi.org/10.29259/jep.v14i2.8813
Download Citation
Endnote/Zotero/Mendeley (RIS)
BibTeX

References

  1. Badan Pusat Statistik. (2014). Palembang dalam angka. Palembang: Badan Pusat Statistik
  2. Bank Indonesia. (2016). Statistik Ekonomi Keuangan. Beberapa Edisi. Palembang: Bank Indonesia
  3. Budi, Mulyo. (2009). Analisis Permintaan Rumah Sederhana Di Kota Semarang. Jurnal Bisnis dan Ekonomi (JBE), 16(2): 126-139
  4. Firdaus, Rachmat. (2001). Manajemen Dana Bank. Jakarta: Alfabeta.
  5. Ginting, Ganjang, Arihta. (2008). Analisis faktor-faktor yang mempengaruhi keputusan permintaan kredit pada PT Bank Tabungan Negara cabang Medan. Jurnal Manajemen Bisnis, 1(2): 42- 47.
  6. Hardjono, (2008). Mudah Memiliki Rumah Idaman Lewat KPR. Jakarta: PT. Pusaka Grahatama.
  7. Mankiw, N. G. (Eds). (2003). Pengantar Ekonomi. Jilid kedua. Munandar dan Salim [Penerjemah]. Sumiharti dan Kristiaji, Jakarta: Erlangga.
  8. Novita, Rista. (2012). Faktor-faktor yang mempengaruhi pendapatan wanita tani pada usahatani padi sawah di Desa Ngarjo Kabupaten Mojokerto. Malang: Universitas Brawijaya.
  9. Somantri, Ating., & Muhidin, Sambas. (2006). Aplikasi Statistik Dalam Penelitian. Bandung: Pustaka Setia.Press.
  10. Suherwin. (2012). Analisis faktor-faktor yang mempengaruhi harga Crude Palm Oil (CPO) Dunia. Medan: Universitas Sumatera Utara.
  11. Utami, Pratiwi. J. (2013). Analisis faktor yang mempengaruhi permintaan kredit pemilikan rumah pada bank umum di Kota Makassar. Makassar: Universitas Hasanudin

Most read articles by the same author(s)

Similar Articles

1 2 3 4 5 6 > >> 

You may also start an advanced similarity search for this article.